1754 N. Washington
Suite 120
Naperville, IL 60653
630.408.0110
aslittlefield@fssg.biz
Areas of Focus
Business Owner Strategies
There are over 25 million businesses in the United States today and about 90% have some sort of family ownership. Yet, family business experts concur that less than one-third of these family businesses will survive into the second generation, and about 12% will still be viable into the third generation.
Charitable Giving
Winston Churchill once said, "We make a living by what we get, but we make a life by what we give." This is true no matter how grand or modest a contribution you can afford. And the fact is, your gift or bequest can have a significant and beneficial impact on the lives of others -- if you know how to give most effectively.
Economic Concepts
Inflation, the economy, US and international finance - all impact your financial picture. Understanding how these and other areas can affect your investments can help you make better decisions regarding your financial strategy.
Education Funding
Paying for a child's college education is an expensive proposition - but not an impossible one. With the right strategies, you can go a long way to meeting this challenge whether your child is still in preschool or already in high school.
Employee Benefits
Benefits have evolved far beyond the cut-and-dry health insurance plans that were popular in the years before managed care. But if you're expected to make your own benefit decisions, you need to understand your options and the impact your choices may have.
Estate And Asset Protection Strategies
The goals of estate planning are to provide for financial security in life and to maximize the estate for family and other heirs following death.
Insurance
Say the words "life insurance" to some people, and you're likely to get a less than enthusiastic response. But, more and more frequently, people are discovering that life insurance can be a helpful financial planning tool. Life insurance offers a way for you to help provide for your family, protect your business, and make charitable gifts without reducing your estate.
Investment Planning
Our approach to investment planning relies on core principles developed and tested since the inception of our firm. These principles are:
- Asset allocation provides the foundation to managing portfolio risk and return potential;
- Tax efficiency and asset location are critical;
- Portfolio expenses must be scrutinized;
- No single money management firm can be all things to all people; and
- Our most important role is to be an objective advocate. Our goal is to control costs, be tax efficient and manage risk. This provides the most effective way of helping achieve your goals.
Personal Finance
Whether you're young and enjoying a good income, newly married or starting a family, well-established and buying a business, planning for retirement, or preparing for the distribution of your estate, it's never too late to prepare for your future.
Retirement Planning
The second annual Lincoln Long Life Survey found that respondents - affluent Americans in their sixties - feel they are well prepared for retirement. Despite this, however, survey respondents cite their greatest financial fears (in order of significance) as outlasting their money, losing money or assets, loss of financial independence and being dependent on children or the state. In today's economic environment, these concerns are legitimate.
Tax Considerations
There are many areas to consider when choosing an investment, filing a tax return or entering into any major financial transaction. Planning ahead may help reduce or avoid some tax pitfalls.
